2025 New Jersey Whole House Energy Efficiency Incentive Program
Ready to make your home more comfortable, energy-efficient, and affordable? The 2025 New Jersey Whole Home Energy Efficiency Incentive Program, offered by New Jersey’s regional utility companies, is here to help!
With up to $6,000 in cash-back incentives and $25,000 in zero-interest financing, it’s easier than ever to tackle upgrades like insulation, air sealing, and replacing outdated heating, cooling, and hot water systems.
Why Choose the Whole Home Energy Efficiency Program?
Modern energy-efficient homes are in high demand, but older homes often fall short of today’s standards. This program is designed to bring yesterday’s homes up to speed with solutions that:
Reduce energy bills with insulation upgrades that meet today’s standards.
Improve comfort and efficiency with high-performance heating, cooling, and hot water systems.
Deliver better air quality and peace of mind with harmful substance remediation.
Whether upgrading your insulation or replacing mechanical systems, these improvements are about more than energy savings—they’re about creating a healthier, safer, and more comfortable home.
How Does It Work?
The program bases its incentives on your home’s projected energy savings. Using specialized software, we analyze your home’s construction, energy usage, and other variables to identify the upgrades that will lower your utility bills the most. The greater the energy savings, the more cash-back incentives you qualify for!
Don’t Miss Out on These Benefits!
If concerns about upfront costs have held you back, now’s the time to take action. You can upgrade your home without breaking the bank with generous incentives and zero-interest financing. Start saving on energy bills and enjoy a more comfortable home today!
2025 Whole House Energy Efficiency Program Incentives:
Less than 5% projected energy savings
No cash-back or financing incentives available
5% or greater projected energy savings
Cash-Back Incentive:
$2,000 cash rebate (up to 50% of project costs or up to 75% for insulation and air sealing)
plus $200 for each additional percentage point of projected energy savings above 5%
(up to 25% or $6,000 in total cash-back incentives)
Financing Incentive:
$10,000 0% financing (7 year term)*
or
$25,000 0% financing (10 year term)*
*Available to qualified borrowers
Who Can Participate in the New Jersey Whole House Energy Efficiency Program?
Owners of single-family and multi-family homes are eligible to participate in New Jersey’s Whole House Energy Efficiency Incentive Program.
For a complete list of eligibility requirements, visit our 2025 New Jersey Whole House Eligibility Requirements page.
Ciel customer Dennis W. discusses his experience with the PSE&G energy efficiency incentive program in this video!
What Home Improvements Are Eligible Through the New Jersey Whole House Energy Efficiency Incentive Program?
Pick and choose exactly which upgrades to make to your home.
Choose from upgrades to your home's insulation, heating, air-conditioning, and hot water systems to save up to thirty percent on your energy bills.
Your home improvement project will also include a custom Pearl Certification Report to help you, your real estate agent, appraiser, as well as future buyers understand the benefits – and value – of your home’s high-performing features.
For a complete list of eligible improvements, visit our 2025 Whole House Eligible Improvements page.
How Do I Participate In the Whole House Energy Efficiency Incentive Program?
A Ciel Home Energy Audit is your first step towards participating in the Whole House Energy Efficiency Incentive program available through New Jersey’s utility companies.
Click here to learn more about a Ciel Home Energy Audit!
Questions? Our reps have answers: (201) 632-3463
Frequently Asked Questions
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The 2025 Whole House Incentive program provides homeowners with up to $6,000 in cash-back incentives and up to $25,000 in zero-interest financing to install energy efficiency upgrades. These upgrades can include air-sealing, insulation, and the replacement of heating, air conditioning, and hot water systems.
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Owners of single-family and multi-family homes in New Jersey are eligible to participate in the Whole House Incentive Program. There are no income requirements, but participants utilizing financing must meet creditworthiness criteria. All projects must include at least attic air sealing and insulation if required.
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Eligible improvements include upgrades to your home's insulation, heating, air conditioning, and hot water systems. These upgrades can save up to 30% on your energy bills. Additional eligible upgrades can be found on the program's website.
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The program offers up to $6,000 in cash-back incentives based on the projected energy savings of the upgrades. There is a $2,000 cash rebate for 5% or greater projected energy savings, plus $200 for each additional percentage point of savings, up to $6,000. Zero-interest financing is available up to $25,000 for qualified borrowers.
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The first step is to schedule a Ciel Home Energy Audit. A certified technician will perform a comprehensive assessment of your home’s energy efficiency and safety. After the audit, you can choose which recommended upgrades to install.
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To qualify for incentives, all energy efficiency improvements must be performed by a Building Performance Institute (BPI) certified contractor participating in the program. Ciel Power is a BPI certified contractor and can perform the necessary upgrades.
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Electrification involves replacing technologies that use fossil fuels with those that use electricity. This is a key component of the program's strategy to reduce greenhouse gas emissions and improve energy efficiency in homes. It can include installing heat pumps, electric water heaters, and induction cooktops.
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The incentives you qualify for are based on the projected energy savings from the upgrades. The program uses software to analyze your home’s energy usage and the potential savings from various improvements. Higher projected savings can qualify you for greater cash-back incentives.
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Pearl Certification documents the high-performing features of your home, making it easier to understand and demonstrate the value of energy efficiency improvements. This certification can increase your home’s value and appeal to appraisers, real estate agents, and future buyers.